Get more from the funds you already have. Finance a big purchase or consolidate high-interest debt with a cash-secured loan from M&T.
Features of a Cash-Secured Loan from M&T
- Competitive fixed-interest rates
- Secured by cash deposits, such as those from an M&T Certificate of Deposit or an M&T Savings Account
- Loan is secured by the funds in your deposit account, which must equal at least 100% of the loan amount
- Fast approval process
- Prompt, professional attention
- Relationship discounts for customers with qualifying M&T Bank consumer checking accounts
- A great way to build your credit
Maximum Loan Amount
Minimum Loan Amount
4.24% - 6.49% APR
12 - 120 months
Make a Loan Payment
Already have a cash-secured loan with M&T? We offer a number of different ways to make your loan payment, so you can choose the most convenient method for you.