Build your savings with an M&T Premium Savings Account

Save when you open our new Premium Savings account - a great way to keep your money accessible when you need it.

See why a Premium Savings account could help you reach your goals.

Stop by your nearest M&T branch to talk to a Relationship Manager and open your new account.
No minimum opening balance icon

No minimum opening balance required.

No monthly maintenance fee icon

No monthly maintenance charge{{d131*}} when you have a minimum average daily balance of $10,000 or more. Regularly $20 per month if this requirement is not met.

Competitive interest rate icon

Earn interest while having easy access to your money.

Branch icon

Deposits are FDIC Insured up to maximum limits

Premium Savings account features

Conveniently access and manage your savings account

Online or on your phone with M&T Online & Mobile Banking

Tools to keep you informed of any changes in your accounts

Can provide Overdraft Protection to a linked M&T checking account

Combined statements

Compatible with Direct Deposit and M&T's Easy Save​

M&T's Easy Save is a feature that allows automatic transfers between M&T accounts – so you can save more.

If you don't need the flexibility to access your money for awhile, lock in a great rate with a Certificate of Deposit (CD)