M&T Rewards F A Qs
Browse our list of F A Qs to learn more about our Rewards program. Log in to Online Banking to view your rewards points and access your rewards account.
How can I access my M&T Rewards Account?
You can access your M&T Rewards account by using M&T Online and Mobile Banking or by calling the M&T Rewards Center at 1-888-448-6679.
How do I enroll?
Your M&T Visa® Credit Card with Rewards, M&T Visa® Signature Credit Card, or M&T Business Rewards Credit Card will be automatically enrolled in M&T Bank Rewards when you open your account. You can access your M&T Rewards account by using M&T Online and Mobile Banking or by calling the M&T Rewards Center at 1-888-448-6679.
How do I earn M&T Rewards?
Depending on your product, you will earn points as follows:
- M&T Visa® Credit Card with Rewards customers earn an unlimited 1 point per $1 spent on all purchases
- M&T Visa® Signature Credit Card customers earn an unlimited 1.5% cash back on purchases
- M&T Business Rewards Credit Card customers earn an unlimited 1.5% cash back on purchases
Do M&T Rewards points ever expire?
All M&T Rewards points that are not redeemed will expire at the end of the 48th month (4 years) from the time they were earned.
How do I view my Reward Points in Online Banking?
To view your Rewards Program account information you can log into Online Banking at mtb.com.
- Log-in to Online Banking
- On the Account Summary Page, select the M&T Credit Card Account you would like to view rewards points from under “CREDIT CARDS AND LINES OF CREDIT”*
- On the Account Details Page, select the Redeem Your M&T Rewards button
From this point you will be taken via portal to the Rewards site where you can view your redemption options, redeem your points, and learn other program information.
*Note: This must be either an M&T Credit Card with Rewards, an M&T Visa Signature Card, or an M&T Business Rewards Card to be eligible.
How do I view my Reward Points in the Mobile App?
To view your Rewards Program account information through the mobile app make sure you have downloaded the latest version of the M&T Mobile Banking App.
- Log-in to the app
- Under the “Credit Cards and Lines of Credit” section, select the M&T Credit Card Account you would like to view rewards points for.*
- On the Account Details Page, select the Redeem button.
From this point you will be taken via portal to the Rewards site where you can view your redemption options, redeem your points, and learn other program information.
*Note: This must be either an M&T Credit Card with Rewards, an M&T Visa Signature Card, or an M&T Business Rewards Card to be eligible.