Why Bank with M&T?

From our relationship-driven approach to online and mobile tools to a vast network of branches, we've built a banking experience with you in mind.

We understand what's important. 

We know you count on your personal checking and savings accounts to meet your everyday banking needs. With M&T, you can count on so much more. Discover how we go beyond the basics to meet all of your banking needs in the branch and online, now and in the future. 

Dedicated Relationship B​​​ankers

Your M&T Relationship Banker will work hard to earn – and keep – your trust. All of our Relationship Bankers are trained and dedicated to helping you find the banking products and financial solutions that fit your needs today, and as your needs grow.

You can expect personalized service from the start, a commitment to efficient transactions, guidance tailored to your financial goals, and a knowledgeable resource who's always ready to help.

The Everyday Banking Solutions You Need

Banking should be easy. You want convenience – in the services you choose and in accessing your money. We listen to learn more about what matters most to you, so we can offer solutions that fit the way you bank today.

A Bank That's Ready to Grow with You

We understand you're not just opening a new checking or savings account – you're also opening the door to a banking relationship that can last for many years. Whether you're looking to apply for a credit cardbuy a house, or plan for your future, we'll suggest options that will help you reach your financial goals, even as your goals change.

Convenient Locations, Online Tools & Resources

Whether you prefer to do your banking in person, online or a blend of both, you can bank your way with M&T.

Look for us in your neighborhood.

Use our locator tool to discover which of our branches and ATMs in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington D.C. are nearest to you.
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Stay connected online and on the go.

Along with our unique approach to relationship banking and customized recommendations, we also offer a wide variety of tools and resources to help you access, manage, and monitor your accounts.

Learn more about financial basics.

Visit M&T Money Mentor for basic financial education from M&T Bank.

​Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. See full terms and conditions at mtb.com/customcard 
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.
The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”). M&T Visa® Credit Cards with Rewards earn 1 point for every $1 in Purchases. M&T Visa Signature Credit Cards and M&T Business Rewards Credit Cards earn 1.5 points for every $1 in Purchases. Rewards points subject to change and/or discontinuation without notice. Additional exclusions and terms apply. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.
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Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
There is no monthly maintenance charge, but other transaction and service fees, including insufficient funds (NSF) and overdraft fees, may apply to this account.