Thinking about buying a home?

Whether you’re looking to buy your first home or even move into a new one, we’ve made applying faster and easier than ever.

More Choices. More Possibilities.

Explore products and services designed to help you reach your goals.


What can we help you with today?

Understanding your mortgage is important.

Whether it’s help with refinancing or buying a new home, each mortgage is unique. Our experts are here to find the best fit for you.


Start the home buying process.

We're here to help you understand the steps so you can focus on finding the right home. 

Our Purpose

Making a difference in people's lives.

Great companies have an enduring sense of purpose. We’re driven to help, encourage and enable our customers and communities to thrive. Founded in 1856, we have cared deeply about those we serve. By asset size, we are a top 20 full-service US-based commercial bank, with a long history of community focused banking.

Watch Our Stories
Partnering for Change in the Communities We Serve
$34.9 million
$1.6 billion
> 50,000

Mortgage Assistance Programs >

We’re here to help. Learn about the programs we offer to help you through your mortgage and home equity loan hardship.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
All lending products are subject to credit and property approval. This is not a commitment to make a mortgage loan. Products are not available in all states. Certain conditions and restrictions apply. Refinancing to reduce total monthly payments may lengthen repayment term or increase total interest expense compared with your current situation. NMLS #381076.