M&T Supplier Terms & Requirements

Learn more about M&T’s expectations and requirements for its Suppliers.

Supplier Guidelines

  • Suppliers must be approved by M&T in advance of any expectation for payment
  • M&T conducts due diligence/anti-money-laundering/crime prevention checks throughout the life of a Supplier relationship. Accordingly, M&T may sometimes require additional information from Suppliers before we can make payments as well as to initiate new Supplier relationships
  • Confidentiality: M&T expects that our suppliers will respect and protect the confidential and proprietary information of M&T. Suppliers of M&T play a critical role in safeguarding this information. If, through their support of M&T, a Supplier gains access to such information, it is imperative that the Supplier take the appropriate precautions to prevent the unauthorized access to, or disclosure of, this information. The very existence of a relationship between a supplier and M&T may constitute confidential information. A Supplier should never promote or advise others of its relationship with M&T without M&T's prior written consent


Equal Opportunity Notice

Contractors and subcontractors shall abide by the requirements of 41 CFR 60-1.4 and related regulations regarding affirmative action.  These regulations prohibit discrimination and require affirmative action by covered prime contractors and subcontractors to employ and advance in employment qualified women, minorities, protected veterans and individuals with disabilities.


Purchase Order Terms and Conditions

In limited circumstances, M&T may, in its sole discretion, purchase certain goods or services without a master agreement or other written and signed contract. In those cases, the below terms and conditions apply. If, however, a written and signed agreement has been entered into between M&T and the supplier, such written and signed agreement will supersede the below terms and conditions.

Purchase Order Terms and Conditions (PDF)


Master Agreement

M&T requires its suppliers to agree to the terms of a master agreement before it procures products from such supplier. The agreement will, among other things, establish the legal framework governing the business relationship, including security requirements, personnel screening standards, business continuity and disaster recovery requirements, and minimum insurance requirements.


Learn more about how to become a Supplier with M&T Bank.