Welcome to M&T Checking

Thanks for choosing to bank with M&T. We'll help you take a few simple steps to get the most out of your new checking account.

Enroll in Online and Mobile Banking.

M&T Online and Mobile Banking gives you fast, easy and convenient access to your EZChoice Checking account.

You can:

  • View balance and transaction details
  • Monitor your account with M&T Alerts
  • Receive electronic statements
  • Send payments with M&T Online and Mobile Bill Pay
  • Transfer funds
  • Understand Overdraft Protection options
M&T Online and Mobile Bill Pay cannot be used to make payments: (i) to payees located outside the United States; (ii) to taxing authorities or other government entities; (iii) required under court order (e.g., child support); or (iv) in connection with any unlawful activity or purpose.

Get the M&T Mobile App to manage your account on the go, deposit checks and more.

Deposit Cash or Checks.

Direct Deposit

Save yourself a trip to the bank by having recurring automatic deposits credited to your account.

Want to enroll in direct deposit at work? Complete this short form and submit it to your payroll department.

Receive social security or other supplemental income? 

Enroll in direct deposit online.

ATM and In-Branch Deposits 

Visit any of our 700 branches or 1,800 ATMs to deposit cash or checks.

Cash Transfers 

It's simple to transfer funds from another checking or savings account into your EZChoice Checking account. Just enroll in Online or Mobile Banking to get started.

Activate Your Card.

When your new M&T Debit Card arrives in the mail, activate it by calling the number shown on the sticker or by visiting any M&T ATM. Once the card is activated, remove the sticker and sign the signature panel on the back.

Talk to a Banker.

You may have questions about your new account, and we are ready to help! From understanding account features to setting up online and mobile banking access, a quick conversation in-person or over the phone with a knowledgeable M&T Banker will answer all your questions.  Schedule an appointment now at a time most convenient for you.

Thanks for choosing M&T Bank

Please enter your ZIP code and select the account you opened.

Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd. Android, Google and Google Pay are trademarks of Google LLC. Apple®, the Apple logo, iPhone®, Apple Pay, Touch ID® and Face ID® are trademarks of Apple Inc., registered in the U.S. and other countries. M&T Bank is not affiliated with, endorsed, sponsored or otherwise authorized by Apple Inc., Google LLC, or Samsung Electronics Co., Ltd.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.