AlwaysChecking

All-in-one Identity protection. Monitoring all your enrolled digital data, available with any People's United personal checking account. 

AlwaysChecking is available in select regions. Check availability for your region HERE.

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AlwaysChecking is a comprehensive digital identity protection service that monitors your and your family's full digital footprint in one place, including non-bank related information such as email addresses, driver's licenses, social security numbers and social media accounts. And you can enroll with any new or existing People's United personal checking account.

Credit Monitoring

Whether you're building credit or protecting the credit you've earned, help monitor and track your credit score with monthly reports and alerts of important changes. Start with a full, single-bureau credit report upon enrollment.

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Credit Monitoring is based on point-in-time information from Experian and may differ from information at other credit bureaus. Monitoring your own credit report does not negatively impact your credit score. M&T Bank is not a credit repair organization as defined under any relevant federal or state laws. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements.
  • Full monthly credit reports
    View your credit score rating and get help understanding how your score is evaluated by lenders.
  • Credit Score Tracker
    See how your credit score changes over time, including tracking too many inquiries on your credit.
  • Credit Activity Alerts
    Notifies you of positive changes to your credit report, and helps you spot inaccuracies.
  • Credit Limit and Usage Alerts
    Alerts you to reported changes to your credit limits, usage of inactive lines of credit or other suspicious activity.

Online Monitoring

Monitors personal and financial data, such as passport, driver's license, phone number and bank accounts.

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  • Internet Surveillance
    Scans available online sources for illegal buying and selling of personal information, and sends notifications if your identity may be at risk.
  • Social Media Monitoring
    Can scan you and your children's social media account(s) for privacy or reputational risks on your profiles and use alerts to see if your child is potentially engaging in or is a victim of potential cyberbullying.
  • Social Security Trace
    Reports on the names and aliases associated with your personal profile, and can alert you if a new name or alias is added.

Family Monitoring

Keeps a watchful eye out for identity theft of your children's name and Social Security number.

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  • Child Identity Monitoring
    Scans for signs of identity theft on websites known for illegally buying and selling personal information.
  • Child Credit Monitoring
    Monitors your child's credit and alerts you to misuse.
  • Social Media Monitoring
    Can scan you and your children's social media account(s) for privacy or reputational risks on your profiles and use alerts to see if your child is potentially engaging in or is a victim of potential cyberbullying.

How AlwaysChecking Works

AlwaysChecking actively monitors you and your family's online, credit and social media account information through a single online dashboard, providing alerts and mitigation when necessary. All you have to do is enroll.

Alerts are generated by Experian, a third-party provider unaffiliated with M&T Bank. M&T Bank is not the provider of such services and is not responsible or liable for the delivery or accuracy of such services. Please review any and all associated Terms and Conditions provided by Experian associated with the use of these services. Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. 

Add your information

Enter data you want monitored such as Social Security number, driver's license, passport, email addresses, phone numbers, medical IDs, bank accounts, and credit cards.

 

Get real-time alerts

Receive email alerts on positive or negative activity impacting your credit, and on internet and social media surveillance that indicates a potential issue.

 

Access expert help 24/7

Get online guidance on what steps to take to resolve an issue or mitigate compromised data or speak with a trained expert 24/7.

 

Alerts are generated by Experian, a third-party provider unaffiliated with M&T Bank. M&T Bank is not the provider of such services and is not responsible or liable for the delivery or accuracy of such services. Please review any and all associated Terms and Conditions provided by Experian associated with the use of these services. Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. 

AlwaysChecking is available in select regions. Check availability for your region HERE.

Always Checking Handler
Always Checking is only available to individuals who currently have a People’s United, a division of M&T Bank, personal checking account or open a new personal checking account with People’s United, a division of M&T Bank, on or before September 2, 2022
On April 2, 2022, People’s United Bank, N.A. merged into M&T Bank. It is now part of M&T Bank and its former branches and most services will operate as the People’s United division of M&T Bank until we complete the integration of our systems later in 2022.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
Alerts are generated by Experian, a third-party provider unaffiliated with M&T Bank. M&T Bank is not the provider of such services and is not responsible or liable for the delivery or accuracy of such services. Please review any and all associated Terms and Conditions provided by Experian associated with the use of these services. Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. 
Credit Monitoring is based on point-in-time information from Experian and may differ from information at other credit bureaus. Monitoring your own credit report does not negatively impact your credit score. M&T Bank is not a credit repair organization as defined under any relevant federal or state laws. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements.