Discover protections for your preferred way to send and receive money

M&T offers a combination of services that can help you reduce the likelihood of ACH payment fraud.

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What is ACH fraud?

The Automated Clearing House (ACH) network provides small businesses a more efficient, less expensive and safer payment acceptance and delivery method than paper checks or wire transfers. But no method is immune to the possibility of cyberattacks. Criminals use sophisticated fraud techniques to lure sensitive information from unknowing victims. With your business checking account number and your bank routing number, a cybercriminal can access your account and process unauthorized payments.

How to help prevent ACH fraud

M&T’s ACH Monitor suite of services gives you the power to help stay ahead of cybercriminals and keep informed of all payment activities. Safeguard your accounts from unauthorized ACH payments and closely monitor the payments you originate or receive. You can get set up with ACH Monitor within several days of enrollment.

Learn how to help your business thwart off fraud. Visit your local M&T branch or schedule an appointment.


Small Business Fraud Types

Our resources can teach you and your staff how to recognize the signs of fraud and best practices for processing credit card transactions, avoiding suspicious hyperlinks, paying invoices, and much more. Learn more about types of fraud in small businesses.

Partner with M&T Bank

M&T’s Business Banking Specialists are ready to offer you support at any stage of your business. Get to know the advantages of being an M&T Business Banking client.