Discovering your best options

M&T Bank can put you in touch with the organizations that provide grant options.

Putting your best foot forward

Maximizing your opportunities is all about leveraging your strengths. M&T Bank can help you position yourself for success. A solid business plan that highlights your assets and vision can help you qualify for affordable financing. Options like grants for Black-owned businesses or grants for women could be available to you and may include money that does not need to be repaid. Your branch manager can help you connect with your local SBDC or state representatives that can assist in the grant research and application process.

If your entrepreneurial dreams require more financing than what the grants you qualify for can provide, we can help you access loans for operational expenses, acquisitions, new construction, equipment purchases and much more.

Work with a leading SBA lender

The Small Business Administration (SBA) is a government agency that partners with lenders to offer competitive-interest-rate loans for business owners who don’t qualify for conventional financing. M&T is a top-rated SBA lender. 

According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA's 7(a) lending program during the federal fiscal year ending 9/30/2023.
Term loans provide flexibility

Using non–real estate assets as small business loan collateral, you could qualify for a term loan of at least $5,000 with fixed or variable interest rates and a flexible term length of up to 10 years.

A line of credit gets you money as you need it

A business line of credit allows you to take advantage of opportunities as they arise and support ongoing working capital needs. Having the ability to immediately tap extra money when you need it allows you to deal with cash flow shortages, finance receivables, purchase inventory and more.

Let our experience helping small businesses pay off for you. Schedule an appointment with your local M&T branch.

Learning Modules


How to Use Business Credit

Learn about the different types of credit that can help support your business operations. 


How Businesses Obtain Credit

Learn what’s needed to obtain credit, so that you’re better prepared when you’re ready to apply.


Financial Wellbeing for Entrepreneurs

Learn more about the financial basics of entrepreneurship.

Business Education Portal

New methods of fraud emerge every day. Our resources can teach you and your staff how to recognize the signs of fraud and best practices to mitigate your risk.

This article is for informational purposes. It is not designed or intended to provide financial, tax, legal, investment, accounting, or other professional advice since such advice always requires consideration of individual circumstances. Please consult with the professionals of your choice to discuss your situation.