Best practices to prevent unauthorized use

M&T Bank uses multiple measures to monitor transactions for its clients and cardholders.

How to help stop business credit card fraud

Any company using business credit cards needs to be aware of the ever-present threat of fraud. There are some best practices you can follow to minimize your risk. M&T can help you address any risks by helping you create your company’s policy of acceptable and prohibited purchases, physical security of company cards, spending limits, Merchant Category Code (MCC) restrictions, velocity limits to prevent excessive use, a plan to review statements and much more.

M&T offers every Commercial Card customer the Card Guard Fraud Detection Service and Visa Advanced Authorization scoring. These business credit card fraud-detection systems use neural network technology, spending history and other factors to detect and prevent fraudulent activity.

M&T Assurance® 

We’re working around the clock to help prevent, detect and resolve card fraud. Our card security program allows you to use your M&T credit or debit card with confidence.

Chip technology

M&T cards feature the enhanced security of chip technology, which provides encryption capabilities that traditional magnetic stripe cards can’t offer.

Digital wallet

Prevent physical card theft or loss and easily pay for purchases around the world by adding your M&T card to your digital wallet.

Learn how to help your business thwart off fraud. Visit your local M&T branch or schedule an appointment.


Fraud Prevention

Our resources can teach you and your staff how to recognize the signs of fraud and best practices for processing credit card transactions, avoiding suspicious hyperlinks, paying invoices, and much more. Learn more about fraud protection.

Partner with M&T Bank

M&T’s Business Banking Specialists are ready to offer you support at any stage of your business. Get to know the advantages of being an M&T Business Banking client.