Policies

Find all of M&T's banking policies in one place.

In This Section

  • Accessible Banking >  Learn more about the accessibility services we offer to provide a convenient banking experience for customers with disabilities.
  • Terms of Use >  Access disclaimers and important terms and conditions for websites and mobile apps operated by M&T Bank and its subsidiaries and affiliates.
  • Privacy Policy >  Your security and privacy are among our highest priorities. Get answers to your questions about how we handle your personal information.
  • Digital Privacy Notice > Learn how M&T Bank protects your online privacy, including how we collect, use and protect your personal information provided online.
  • Regulation E Protections >  Understand the Consumer Financial Protection Bureau's Regulation E protections for personal deposit accounts, and learn how and when to contact M&T if you suspect fraud.
  • SAFE Act >  Get a brief overview of the verification service and the information you need to confirm the NMLS identification of your mortgage loan originator.
  • Equal Housing Lender >  Learn about Fair Lending and find out what to do if you think you've been the victim of lending discrimination.
  • Information Sharing Opt Out >  Submit our Information Sharing Opt Out Form if you would like to restrict how we share your information within our company and with outside companies.
  • Fair Lending >  Read M&T Bank's policies against discrimination.
  • Foreign Account Tax Compliance Act (FATCA) >  Learn what FATCA is and how it ensures that U.S. taxpayers with financial assets in non-U.S. financial institutions comply with their U.S. tax obligations.
  • Anti-Money Laundering >  Learn more about M&T Bank's Anti-Money Laundering compliance program and its key elements, like a system of internal controls, training and more.
  • Unsubscribe to M&T Emails >  Want to stop receiving emails with special offers or promotions from M&T? Submit your email address and we'll remove you from our list.
  • Beneficial Ownership Regulations >  Learn more about regulations surrounding the collection of information from individuals with control over legal entities and those with ownership interests (also known as beneficial owners).
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.