DEBIT CARD FRAUD
Key precautions for secure spending
Using a debit card may provide more protection in keeping your money safe than carrying cash.

Are debit cards safe?
That’s why it’s important that you, as a consumer, take recommended precautions to provide an additional layer of protection against fraudulent charges on your debit cards.
Remember these basic but effective tips:
Fraud prevention
Your M&T debit card has a three-digit security code on the back that helps verify that you’re in possession of the card at the time of any transactions. Also, Visa Secure helps confirm your identity when shopping online. Contactless and chip technologies help protect you with every transaction by encrypting card information into a unique code. And if you misplace your M&T card, you can temporarily lock it to prevent any transactions.
Fraud detection
Real-time fraud monitoring screens your account 24/7, and M&T’s Alerts, system contacts you by text or email any time suspicious activity occurs. We recommend that you notify us before any international travel, so your card access isn’t interrupted.