Protecting your peace of mind

Proactively keep your account safe with data monitoring technologies that recognize and alert you of suspicious activity.

M&T Bank employs enhanced technologies to provide the best protection for our customers. We continuously monitor accounts and cardholder activity and use data mining for fraud detection and prevention.

Customers who opt into the free M&T Alerts service have the additional fraud monitoring advantage of being informed immediately if unusual account activity occurs. We’ll send you an email or text if we detect suspicious activity, your PIN number changes, an online or phone transaction occurs or if a transaction is declined. We can then work together to identify potential fraud. The faster the reaction, the better our chances of stopping further damage and of recovering any losses.

Stopping the increasingly sophisticated attacks of cybercriminals is a team effort. And that means your active participation in payment fraud detection.
Help protect your account with real-time fraud monitoring. Sign up for M&T Alerts , to receive timely updates about spending and suspicious activity via text or email.
M&T Bank Alerts are available for your M&T Card through M&T Online Banking. Suspicious activity alerts notify customers of certain potentially fraudulent activity on their M&T Card. Alerts are designed to be a helpful account management tool, but they do not identify all potential fraudulent activity and are not a substitute for security and fraud precautions including, but not limited to, verifying statements and being aware of your outstanding payments and available balance. For your protection, “suspicious activity” and “card PIN change” email alerts cannot be disabled. M&T Bank is not liable for any losses customers may incur due to an alert not being delivered. Your mobile carrier's text messaging and data charges may apply.
Use of these features and services requires Internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the Internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier's text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking. View the M&T Digital Services Agreement for additional details.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.