Preparing you for what comes next.

People's United Bank is now part of M&T, and we're thrilled that you and your business are joining the family.

As we take the final steps in transitioning your accounts to M&T's systems, this page will continue to be updated.

Check back regularly to learn what you can expect.

See what's ahead.

Accessing Your Accounts During Transition Weekend

During this time, you'll will have access to ATMs, as well as debit and credit cards and our call centers will be open to assist with any needs.

As is standard with these types of account transitions, mobile and online banking services will be temporarily offline to ensure your information is moved safely and accurately between systems. 


  • Continue banking as you do today
  • Review the Business Accounts and Services Guide to learn more about everyday banking at M&T
  • Watch for additional communications about your accounts and digital services


  • You'll be mailed an M&T Business Debit Card, ATM Card for Business  and M&T Business Rewards Credit Card(s) with a new card number, expiration date and 3-digit security code
  • Activate your M&T Business Debit Card or Business Rewards Credit Card as soon as you receive it. M&T ATM Cards for Business do not need to be activated
  • Business Credit Card rewards redemption will temporarily halt beginning August 18th. Redemption begins again on August 20th
  • Continue to use your current People’s United card until transition weekend 
  • Begin using your M&T Business Rewards Credit Card on August 20th


  • Prepare early for transition weekend by scheduling payments and withdrawing cash and coin prior to the weekend
  • Speak to your relationship manager about anything you may need prior to the weekend


  • Branches close early. Please see the signs posted for closing times
  • After 5pm ET, you will no longer be able to access your accounts through People's United Mobile and Online Banking, and eTreasury+ will no longer be available after 5pm ET
  • During mobile and online banking downtime, you will have access to banking services including ATMs, as well debit and credit cards and our call centers will be open to assist with any needs
  • Check the M&T Mobile and Online Banking and Commercial resource centers for specific weekend timing for online platforms


  • Begin using your new M&T Business Debit Card or ATM Card for Business. Your PIN will remain the same, unless we notify you otherwise
  • Safely discard your People's United card


  • Your account transition is complete
  • Branches reopen
  • M&T Mobile and Online Banking for Business and Treasury Center are available

Additional Resources

Get the answers you need and learn about the features available to you.

Business Accounts & Services Guide

Review the online Quick Start Guide where we share important changes to your accounts, new features and how to contact us when you need our support.

Learn More >

Commercial Customers

Find out what you can expect as your commercial credit cards, Treasury Management and eTreasury+ services transition to M&T systems.

Learn More >

Mobile & Online Resource Center

Get the details about your Mobile and Online business services as they transition to M&T Mobile and Online Banking for Business.

Learn More >

Account Disclosures

Review the terms and conditions governing your new M&T accounts as of September 6, 2022.

Learn More >


Questions about M&T Bank?

Questions & Answers

Not at all.

  • Bank as you normally would at the same branches and/or working with your relationship manager
  • Continue using your business, merchant and operating accounts
  • If you use online banking or eTreasury+, your login remains the same and access is still through
  • Continue to make your loan payments as usual
  • Call the same contact numbers
  • Accounts you opened at People’s United prior to the merger with M&T Bank will continue to be insured by the FDIC
  • If you had deposit accounts with both M&T Bank and the People’s United division of M&T Bank prior to the merger, the FDIC will separately insure those deposit accounts for six months after the merger (on April 2, 2022)
  • Any M&T Bank deposit account you had prior to the merger and new deposit accounts established after the merger, including those opened with the People’s United division of M&T Bank, will not be separately insured. They will be combined to determine applicable FDIC insurance limits. This is because People’s United division of M&T Bank and M&T Bank are now the same FDIC-insured institution
  • After six months, your former People’s United Bank deposits and your M&T Bank deposits will be combined for purposes of determining your appropriate level of FDIC deposit insurance coverage

Special Information for Certificates of Deposit (CDs)

  • Any CD you had at People’s United Bank, N.A. prior to the merger (on April 2, 2022) is separately insured until its next maturity date after the six-month period following the merger
  • If your former People’s United Bank CD automatically renews within six months of the merger, it will continue to be separately insured until its next maturity date 

The six-month transition period gives you the opportunity to consider how to maximize FDIC deposit insurance coverage for your accounts. For additional information on FDIC insurance, visit the FDIC website at

Continuity and consistency in your relationships is important to you, and it’s important to us as well.  Please keep banking as you normally would. 

For your business accounts, continue to contact your relationship manager, stop by a local branch or use the existing People's United customer service and support contacts until your accounts transition to M&T, which is anticipated later in 2022.

Contact People's United customer service.

  • On April 2, 2022, People’s United Bank, N.A. merged into M&T Bank. It is now part of M&T Bank and its former branches and most services will operate as the People’s United division of M&T Bank until we complete the integration of our systems later in 2022
  • Account documentation, account-related documents, including debit card and branch/ATM receipts, and other materials may continue to reflect the People’s United Bank, N.A. name or logo or the People’s United Bank, a division of M&T Bank branding until integration of our systems is finalized later in 2022

We’ll let you know about any changes to accounts or services well in advance.

  • Watch for the M&T green in your mail and email, which indicates merger updates for you
  • Bookmark this page and check back for the latest updates

Hear from our bankers.

We asked our bankers some important questions about M&T and the transition from People's United. Listen to what they had to say in their own words.

Watch Videos


Here for every stage of your business.

At M&T, we’re here to support your business and help you meet your goals. Explore the remarkable things our business customers are doing, and get to know M&T.

Wilmington Trust - Member of the M&T Family

Guiding generations of families.

Wilmington Trust* has been helping business owners design and execute transition and wealth transfer plans for more than a century.** Backed by the resources of one of the nation’s leading U.S.-based, commercial bank holding companies, M&T Bank Corporation, we bring a high level of skill and experience to every relationship we serve. We offer advice, guidance, and solutions to business owners through every phase of your journey—from starting out, growing the business, and eventually transitioning it.

* Wilmington Trust is a registered service mark used in connection with various fiduciary and non-fiduciary services offered by certain subsidiaries of M&T Bank Corporation including, but not limited to, Manufacturers & Traders Trust Company (M&T Bank), Wilmington Trust Company (WTC) operating in Delaware only, Wilmington Trust, N.A. (WTNA), Wilmington Trust Investment Advisors, Inc. (WTIA), Wilmington Funds Management Corporation (WFMC), and Wilmington Trust Investment Management, LLC (WTIM). Such services include trustee, custodial, agency, investment management, and other services. International corporate and institutional services are offered through M&T Bank Corporation’s international subsidiaries. Loans, credit cards, retail and business deposits, and other business and personal banking services and products are offered by M&T Bank, Member FDIC. 

** Wilmington Trust traces its roots to the founding of Wilmington Trust Company in 1903.

Investment products are not insured by the FDIC or any other governmental agency, are not deposits of or other obligations of or guaranteed by Wilmington Trust, M&T Bank, or any other bank or entity, and are subject to investment risks, including the possible loss of principal amount invested.

Beware of Phishing Attempts

Security & Protection

Scammers look to gain access to your sensitive account information by any means necessary, including deceptive emails, texts and phone calls that may look like they are coming from People's United or M&T Bank.

Learn more on how to be aware of the different types of fraud so you can help protect your business and financial information.

Update your contact information.

If your name, address, email or phone number has changed, please update it so you’ll receive information regarding your accounts when it becomes available.

To update, contact your relationship manager or call 1-800-894-0300.

Read news about the merger.

Check out all of the past news related to People's United becoming part of M&T Bank.


Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.
On April 2, 2022, People’s United Bank, N.A. merged into M&T Bank. It is now part of M&T Bank and its former branches and most services will operate as the People’s United division of M&T Bank until we complete the integration of our systems later in 2022.