Commercial Checking

Find an account that offers comprehensive banking services at competitve prices – no matter the type of business you run. 

Top Features

Is this product right for your business?

This product is best for the following businesses:

  • Businesses with high activity
  • Business owners who need comprehensive banking services 

How to Open an Account

You can stop by your nearest M&T Bank branch, and a Relationship Banker will help you open an account.

Find Nearest Branch >

Eligibility Requirements

  • ​You must be at least 18 years old
  • All applicants are subject to review of past account handling and verification of the information provided
  • Business documentation may be required depending on business ownership structure (please contact a branch associate for details)  


How do I get an interest-bearing checking account?

Some customers who sign up for a Commercial Checking account may also be eligible for an interest-bearing checking account. In order to qualify, you need to be the sole proprietor of your business. To learn more, talk to a Relationship Manager.

Earning Credit Rate is a daily calculation of interest based on the amount of funds in your checking account. A calculated percentage of this amount, the Earnings Allowance, is then used to pay down the maintenance fee for the account.
All M&T checking accounts are subject to M&T standard account agreements.
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for details.